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Be careful with last-minute gifts

December 19, 2012

Photo by Marilyn Blake Philip

This Kmart gift card stand is a small mall loaded with last-minute, gift-buying opportunities for family and friends near and far. According to National Retail Federation, gift cards have been the most-requested gift for five years running. However, consumers are strongly advised before purchasing these cards to check for front- and back-end, inactivity and transaction fees and expiration dates that can end up costing their recipients or even render them useless. Want to shop locally? Most local businesses offer their own gift cards and gift certificates – without the hassle of hidden fees or shipping and handling costs.

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